Tap Your Home’s Equity With a VA Cash-Out Refinance.
Eligible veterans can refinance and turn home equity into cash, with no monthly mortgage insurance.*
Your equity, your goals.
You earned this. Let us put it to work.
- Standard documentation: income, assets, and credit
- Low-down-payment options for qualified buyers*
- First-time and repeat buyers welcome
- Purchase or refinance owner-occupied primary homes*
- Purchase & refinance with low-down-payment options, and cash-out is also available*
- VA financing carries no monthly mortgage insurance*
- Cash out to 90% of your home’s value*
- Cash out is not available in Texas*
Cash out refinancing with your VA benefit*
Buy, refinance, or take cash out
Owner-occupied primary residence
Standard documentation: income, assets, and credit
Your VA entitlement applies*
Fixed-rate and adjustable-rate (ARM) options
What is the Saxton VA Cash-Out Refinance?
A VA-guaranteed home loan from the U.S. Department of Veterans Affairs
The Saxton VA Cash-Out Refinance is a full-featured mortgage that lets eligible veterans refinance and take cash from their home’s equity, with no monthly mortgage insurance.
Qualify with standard documentation: income, assets, and credit reviewed the usual way.
Use it to refinance your current mortgage and take cash out of your equity, on an owner-occupied primary residence, using your VA benefit.*
Why choose the Saxton VA Cash-Out Refinance?
Built for veterans who want to use the equity they have.
Home Improvements
Reinvest in the home you own.*
Debt Consolidation
Consolidate higher-cost debt into your mortgage.
Move-Up & Repeat Buyers
Move up to the next home, or reach the equity in this one.
Cash-Out Refinance
Tap your equity to reinvest, consolidate, or fund your next move on eligible properties.*
No Monthly MI
VA loans do not require monthly mortgage insurance.*
No Monthly Insurance
VA financing carries no monthly mortgage insurance, cash out included.
Hear From Homeowners Like You
Frequently Asked Questions
The questions we get asked most about the VA Cash-Out Refinance.
The amount you can access depends on your equity, entitlement, and VA guidelines.
Yes. Eligible veterans, active-duty service members, and surviving spouses can buy their first home with a VA loan.*
You can use it to purchase a home, refinance an existing mortgage (rate/term), or take cash out, on an owner-occupied primary residence.
VA cash-out uses flexible VA qualifying; your options depend on your full profile.
What you bring to closing is cash for closing costs, prepaid taxes and insurance, and any escrow funding. Some of that can often be rolled into the new loan rather than brought to the table. Your loan officer can give you a working figure once the file is started.*
Yes. Fixed-rate and adjustable-rate (ARM) options are available on eligible programs.
Yes, cash-out refinancing is available. The amount you can access depends on your equity, credit profile, and property type.
Find out what you qualify for
Whether you’re buying, refinancing, or pulling cash out, there’s likely a Saxton VA Cash-Out Refinance program that fits. Get a fast, no-obligation pre-qualification today.
Get Pre-Qualified- Department of Veterans Affairs, eligibility for VA home loan programs
- Department of Veterans Affairs, VA home loan types
- Department of Veterans Affairs, VA funding fee and closing costs
*Loan amounts, rates, terms, and down payment requirements are subject to credit approval, income and asset verification, and program eligibility. VA cash-out terms are set by the U.S. Department of Veterans Affairs. Down payment and cash-out limits vary by occupancy, credit score, and documentation type. Not all applicants will qualify. Saxton Mortgage, LLC is an Equal Housing Lender.