A Jumbo Cash-Out Refinance Built Around Your Home Equity.
Qualify with a range of flexible documentation options, for purchase, refinance, or cash-out up to $3 million.*
Turn your equity into cash.
The equity is already yours. This is how you reach it.
- Qualify with a range of documentation options
- Purchase, rate-and-term refinance, or cash-out on eligible properties*
- Primary residences and second homes*
- Take cash out against your equity* on eligible jumbo programs*
- Purchase & refinance with low-down-payment options, and cash-out is also available*
- Full-doc and flexible documentation paths for qualified borrowers
Loan amounts starting just above the conforming limit, up to $3 Million*
Buy, refinance, or take cash out
Primary or second home
Qualify with a range of flexible documentation options
Take cash out against your equity*
Fixed rate financing
What is the Saxton Jumbo Cash-Out Refinance?
Financing for loan amounts above standard conventional limits
The Saxton Jumbo Cash-Out Refinance is a full-featured mortgage for financing homes priced above the conforming loan limit.
Qualify with standard documentation: income, assets, and credit reviewed the usual way.
Use it to purchase a home, refinance your current mortgage, or take cash out of your equity, on a primary residence, second home, with loan amounts up to $3 million.*
Why choose the Saxton Jumbo Cash-Out Refinance?
Built for owners with a jumbo balance and equity to use.
Move-Up & Luxury Buyers
Finance higher-priced and luxury homes with loan amounts up to $3 million.*
Higher-Priced Purchases
Finance eligible homes, including 2–4 units, warrantable and non-warrantable condos.
Second & Vacation Homes
Purchase or refinance a second home in the market you love.*
Cash-Out Refinance
Tap your equity to reinvest, consolidate, or fund your next move on eligible properties.*
Equity At Jumbo Size
Take cash out against a balance above the conforming limit.
Higher Balances
Go above the conforming limit without splitting into multiple loans.
Hear From Homeowners Like You
Frequently Asked Questions
The questions we get asked most about the Jumbo Cash-Out Refinance.
Loan amounts go up to $3 million,* depending on your credit, income and asset documentation, property type, and occupancy.
Yes. Qualify using a range of documentation options, or qualifying documentation via an expense-ratio method or a third-party-prepared documentation, whichever fits.
You can use it to purchase a home, refinance an existing mortgage (rate/term), or take cash out, on a primary residence, second home.
Jumbo programs generally call for strong credit, with the most flexible terms available at higher scores.
What you bring to closing is cash for closing costs, prepaid taxes and insurance, and any escrow funding. What decides the loan itself is how much equity you have built in the property.*
Yes. This program is fixed rate, so the payment does not move.
Yes, cash-out refinancing is available. The amount you can access depends on your equity, credit profile, and property type.
Find out what you qualify for
Whether you’re buying, refinancing, or pulling cash out, there’s likely a Saxton Jumbo Cash-Out Refinance program that fits. Get a fast, no-obligation pre-qualification today.
Get Pre-Qualified*Loan amounts, rates, terms, and down payment requirements are subject to credit approval, income and asset verification, and program eligibility. Maximum loan amount $3,000,000. Down payment and cash-out limits vary by occupancy, credit score, and documentation type. Not all applicants will qualify. Saxton Mortgage, LLC is an Equal Housing Lender.